基本信息出版社：For Dummies
页码：312 页
出版日期：2004年08月
ISBN：0764571923
International Standard Book Number：0764571923
条形码：9780764571923
EAN：0785555887671/9780764571923
版本：2
装帧：平装
正文语种：英语
丛书名：For Dummies (Business & Personal Finance)
内容简介 A new and updated edition of the friendly guide packed with "invaluable information, especially for the first-time home buyer." ?Fort Worth Star-Telegram
With record-low rates and a dicey stock market, many Americans are making their home their primary investment and refinancing at record numbers. Mortgages For Dummies, Second Edition is intended for anyone who needs a loan to buy their first home or wants to refinance while rates are low.
Bestselling personal finance authors Eric Tyson and Ray Brown give borrowers step-by-step guidance on getting the best possible deal for their financial situation, showing them how to determine their borrowing power, select the right loan, find the best lender and options, and fill out all the paperwork correctly. They decipher the jargon and point out the fiscal pitfalls all borrowers need to be aware of, and provide all the knowledge they need to succeed in the mortgage process. This updated Second Edition includes new information on credit scores, Internet mortgages, reverse mortgages, and interest-only loans while covering all the recent changes in credit ratings, buyer qualifications, interest rates, and tax implications. Understanding mortgages can save the typical homeowner thousands of dollars over the life of their home. Mortgages For Dummies, Second Edition is a straightforward and comprehensive resource every mortgage shopper should have at hand.
作者简介 Eric Tyson, MBA, is a financial counselor and the author of bestselling For Dummies books on personal finance, investing, and taxes.
Ray Brown is a veteran real estate consultant and writer.
专业书评 From the Back Cover
Packed with tips, tables, worksheets, a glossary, and more
With updated information on new types of loans
From adjustable-rate mortgages to balloon loans, this friendly, easy-to-understand guide helps you find your way through the home-financing jungle. Bestselling real estate authors Eric Tyson and Ray Brown cover everything you need to know about the mortgage game – and show you step-by-step how to get the best possible deal.
The Dummies Way Explanations in plain English "Get in, get out" information Icons and other navigational aids Tear-out cheat sheet Top ten lists A dash of humor and fun
Discover how to: Shop for the best home-purchase mortgage Overcome loan qualification obstacles Negotiate lower loan fees and closing costs Save by refinancing your home Increase retirement income with a reverse mortgage
目录
Introduction.
Part I: Fine-Tuning Your Finances.
Chapter 1: Determining Your Borrowing Power.
Chapter 2: Qualifying for a Mortgage.
Chapter 3: Scoping Out Your Credit Score.
Part II: Locating a Loan.
Chapter 4: Fathoming the Fundamentals.
Chapter 5: Selecting the Best Home Purchase Loan.
Chapter 6: Surveying Special Situation Loans.
Part III: Landing a Lender.
Chapter 7: Finding Your Best Lender.
Chapter 8: Surfing the Internet’s Mortgage Sites.
Chapter 9: Choosing Your Preferred Mortgage.
Chapter 10: Managing Mortgage Paperwork.
Part IV: Refinancing and Other Money Generators.
Chapter 11: Refinancing Your Mortgage.
Chapter 12: Reverse Mortgages for Retirement Income.
Part V: The Part of Tens.
Chapter 13: Ten Mortgage No-Nos.
Chapter 14: Ten Issues to Consider Before Prepaying Your Loan.
Part VI: Appendixes.
Appendix A: Loan Amortization Table.
Appendix B: Remaining Balance Tables.
Appendix C: Glossary.
Index.
……