基本信息出版社：Wiley
页码：304 页
出版日期：2008年01月
ISBN：0470195878
条形码：9780470195871
装帧：平装
正文语种：英语
外文书名：抵押房产之谜: 帮你节省大笔家庭开支的77个秘密
内容简介 在线阅读本书
In Mortgage Myths, Realtor Ralph Roberts and mortgage consultant Chip Cummings take aim at the 77 mortgage myths that prevent so many would-be homeowners and real estate investors from pursuing their dreams of homeownership. You’ll learn the difference between good and bad debt, how to make mortgage approval easier and simpler, and how to use other people’s money to leverage your investments. This is the ultimate guide to getting the great deal you deserve.
作者简介
Ralph R. Roberts, ambassador of enthusiasm, has been dubbed by Time magazine "the bestselling REALTOR® in America." He is also an award-winning and internationally recognized speaker, real estate team coach, and business consultant, as well as the coauthor of Flipping Houses For Dummies, Foreclosure Investing For Dummies, and Advanced Selling For Dummies.
Chip Cummings, CMC, is a twenty-three-year real estate finance veteran and has been an originator, broker, banker, and president of both large and small mortgage companies. He is an international speaker and business consultant, as well as author of ABC's of FHA Lending and Stop Selling and Start Listening! He has written dozens of articles for magazines and has been featured on various radio and TV programs.
专业书评
REAL ESTATE
Debunk all of the industry's tall tales and discover the reality
of real estate financing
The mortgage game has changed dramatically, and you need to know the rules! Based on years of firsthand experience as borrowers, mortgage and real estate brokers, instructors, and industry insiders, Ralph Roberts and Chip Cummings team up to wipe out all the myths about mortgages and deliver the information you need to purchase and secure profitable long-term investments.
Here are some of the common myths that Roberts and Cummings dismantle:
You should always make the biggest down payment you can
Your main goal should be to find the lowest interest rates
Short-term investments are better than long-term investments
Your credit score alone determines whether your loan gets approved
It's okay to save home improvements and repairs for later
Your mortgage payment will never change
Low inflation means lower appreciation
"The whole process starts by dealing with people you can trust. You can trust your first step with Chip and Ralph, as they have put together an incredible collection of truths brought to you by the biggest names in the business. Mortgage Myths tears down the wall between you and the home-buying process, exposes the real secrets to building equity, and gets you on the road to homeownership—the right way!"
—Eric Weinstein, CEO, Carteret Mortgage Corporation
"If you're even just thinking about buying a house, you need this book. It even includes key information, forms, and booklets that no home buyer should be without."
—Ruth Faynor, National Education Consultant for the National Association
of Mortgage Brokers (NAMB)
"Homeownership is the American dream. Too many times I've seen this dream go sour. We are in the business of making those dreams a reality, and Chip and Ralph have opened the doors! If you're a first- time homebuyer, REALTOR®, or loan officer, you've gotta have this book."
—Aaron Metaj, CEO, Apollo Mortgage Finance Corporation