
基本信息出版社:John Wiley & Sons
页码:208 页
出版日期:2005年10月
ISBN:047175451X
条形码:9780471754510
装帧:精装
丛书名:Wiley and SAS Business Series
外文书名:信用风险记分卡: 开发使用智能信用计分工具
内容简介 在线阅读本书
Praise for Credit Risk Scorecards
"Scorecard development is important to retail financial services in terms of credit risk management, Basel II compliance, and marketing of credit products. Credit Risk Scorecards provides insight into professional practices in different stages of credit scorecard development, such as model building, validation, and implementation. The book should be compulsory reading for modern credit risk managers."
—Michael C. S. Wong Associate Professor of Finance, City University of Hong Kong Hong Kong Regional Director, Global Association of Risk Professionals
"Siddiqi offers a practical, step–by–step guide for developing and implementing successful credit scorecards. He relays the key steps in an ordered and simple–to–follow fashion. A ′must read′ for anyone managing the development of a scorecard."
—Jonathan G. Baum Chief Risk Officer, GE Consumer Finance, Europe
"A comprehensive guide, not only for scorecard specialists but for all consumer credit professionals. The book provides the A–to–Z of scorecard development, implementation, and monitoring processes. This is an important read for all consumer–lending practitioners."
—Satinder Ahluwalia Vice President and Head–Retail Credit, Mashreqbank, UAE
"This practical text provides a strong foundation in the technical issues involved in building credit scoring models. This book will become required reading for all those working in this area."
—J. Michael Hardin, PhD Professor of StatisticsDepartment of Information Systems, Statistics, and Management ScienceDirector, Institute of Business Intelligence
"Mr. Siddiqi has captured the true essence of the credit risk practitioner′s primary tool, the predictive scorecard. He has combined both art and science in demonstrating the critical advantages that scorecards achieve when employed in marketing, acquisition, account management, and recoveries. This text should be part of every risk manager′s library."
—Stephen D. Morris Director, Credit Risk, ING Bank of Canada
作者简介 NAEEM SIDDIQI is a Business Solution Specialist–Risk with SAS® Canada. He has over twelve years′ experience in credit risk management, both as a consultant and as a user at financial institutions. He played a key role in the development of SAS Credit Scoring, and provides worldwide support for this initiative. Siddiqi has conducted training sessions on this methodology in Belgium, Germany, Hong Kong, Thailand, Malaysia, Taiwan, and Australia, as well as the United States, and is a frequent speaker on credit scoring related topics at conferences worldwide. Siddiqi has an honours bachelor of engineering from Imperial College of Science, Technology and Medicine at the University of London, and an MBA from York University in Toronto.
编辑推荐 Review
"The book is a comprehensive guide for developing, implementing and monitoring credit risk scorecards." (Institute of Chartered Financial Analysts of India, November 2006)
Credit Risk Scorecards provides insight into professional practices in different stages of development such as model building, validation, and implementation. -- Michael C. S. Wong City University of Hong Kong; Hong Kong Regional Director Global Association of Risk Professionals
Siddiqi offers practical, step-by-step guides for developing successful credit scorecards. He relays key steps in an ordered and simple-to-follow fashion. -- Jonathan G. Baum GE Consumer Finance, Europe
The book provides the A-to-Z of scorecard development, implementation, and monitoring processes. It’s an important read for all consumer-lending practitioners. -- Satinder Ahluwalia Mashreqbank, UAE
This practical text provides a strong foundation in the technical issues involved in building credit scoring models. -- J. Michael Hardin, Ph.D. Institute of Business Intelligence
This text should be part of every risk manager’s library. Siddiqi captured the true essence of the predictive scorecard. -- Stephen D. Morris Credit Risk, ING Bank of Canada